Accidents in Phoenix are unfortunate but not uncommon. After a car accident, you could experience a range of emotions from fear to anger to sadness- which is completely normal. What you don’t need to endure, however, is anxiety over a monetary loss. That’s because you can get reimbursement for damage to your vehicle.
Below, we’ve listed the most effective ways to get reimbursement for damage to your vehicle after a traffic collision so that you don’t have to pay the price for someone else’s carelessness.
Get a Repair Estimate
Before taking direct action to get reimbursement for damage to your vehicle, you’ll need to know how much money to ask for. So, to discover just what it will cost to fix the vehicle, take it to a local repair shop of your choice. The insurance company will likely recommend their own, but you’re free to take it to another mechanic for a second opinion.
Keep in mind that you’ll need to know the current market value of your car, truck, or motorcycle. You can do so at Edmunds or Kelley Blue Book.
If the extent of damage to your vehicle outweighs what it’s worth, you can request a refund for the full value of your vehicle to buy yourself a new one.
File a Claim With the Other Driver’s Insurance
If the other driver involved in the auto accident was at fault, you could file a claim with their insurance company. Of course, enough evidence must be provided to prove this was the case. Even if they were completely at fault, they could only offer you as much money as is included in their policy limit. It’s important to note that auto insurance companies won’t refund damaged or destroyed items inside your vehicle, only to the vehicle itself.
File a Claim With Your Insurance
In case the other driver’s insurance doesn’t fully cover the costs needed, you can then move on to file a claim with your insurance. Typically, you’ll get reimbursement for damage to your vehicle through collision coverage after a traffic accident. If you were parked at the incident, you could instead use your comprehensive coverage if it’s part of your plan.
Hire an Experienced Lawyer
Insurance companies are always looking to make a profit and don’t have your best interest in mind. If you’re not well-versed with the law (as most people aren’t), you may get shorted on your claim- which is where a reliable attorney comes into play. A civil lawyer’s expertise and sharp negotiation skills will give you an advantage in winning the full amount of coverage that you deserve.
Contact Tirado Law
We’re Phoenix auto accidents specialists dedicated to winning our clients’ cases and restoring justice. That’s why we commit 100% of our efforts to getting to know you on a personal level and staying available for your arising needs. If you need reimbursement for damage to your vehicle, you don’t have to wait a day longer. Give us a call to schedule your free, no-obligation consultation so we can get the wheels rolling.
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